Client sues insurance firm over compensation policy

Vehicles in a Kampala bond. A client has taken an insurance firm to court for failing to compensate him for a stolen car. FILE PHOTO

What you need to know:

Case. The firm is said to have refused to compensate him

Kampala.

Insurance firm, UAP Insurance Uganda Limited, has been sued for allegedly refusing to compensate its client whose motor vehicle worth Shs25m was stolen.

In a case filed before Kampala High Court, businessman Roland Kijjo Senyonjo wants a declaration that he is liable for indemnity accruing from a motor vehicle policy.

Through his lawyers, Mr Senyonjo also wants court to direct the insurance firm to compensate his motor vehicle worth Shs25m, interest at 25 per cent per year from date of filing the case until full payment, general damages and legal costs incurred ,are settled.

The case arose out of an April 2013 agreement of comprehensive insurance cover between UAP and Mr Senyonjo over his Supercustom (UAT 402B) valued at Shs25m for any loss or damage occasioned against the said vehicle.

It is alleged that three months later, the said motor vehicle was stolen at gun point by three men at Kisementi, in Kamwokya and that a case of robbery was reported at Police and a statement made leading to an investigation.

“Unfortunately, upon conclusion of the investigations by the defendant (UAP), it denied redress of the plaintiff (Senyonjo) on grounds that were unreasonable and immaterial to the policy and to date, the defendant has adamantly refused to settle the plaintiff’s claim,” reads the court documents.

According to the complaint, Mr Senyonjo referred the matter to the Insurance Regulatory Authority which tried to mediate the matter and ruled in favour of the insurance firm without carrying out any independent investigations.
In defence, UAP, through its lawyers, denied any wrong-doing alleging that the claim was fraudulent.

“The defendant shall further lead evidence to show that the plaintiff never used the ATM machine at Kisementi as alleged and that he will be put to strict proof; “That if there was any theft of the car which is denied, the same was stolen through collusion between the plaintiff and the alleged thieves.”

In defence
“That if there was any theft of the car which is denied, the same was stolen through collusion between the plaintiff and the alleged thieves,”
UAP UGANDA