Stop creating excuses to spend whatever you earn  

Whereas you have bills to spend on, it does not mean that you live saving to fate. Save some money for a rainy day. PHOTO | Edgar R Batte

What you need to know:

Hard times are not an excuse for one’s failure to save. Find something that inspires you to save, Racheal Nabisubi writes.

If saving has ever faced any difficult time, it can’t be worse than now. Covid-19 has devastated incomes and taken away jobs.

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